Solutions · Debt Brokers

Win the assignment. Own the execution. Keep the intelligence.

CapLens follows the way debt teams already work: read the deal, underwrite the risk, build lender coverage, track responses, and prepare a borrower-ready recommendation — while every execution compounds into intelligence your firm keeps.

Win assignments

Walk in with coverage strategy and market read already prepared.

Expand coverage

Match every deal to the right lenders across relationships and appetite.

Raise execution quality

Defend every path with the rationale behind each lender decision.

Preserve firm intelligence

Quotes, passes, and feedback stay owned by the firm — not a person.

Read the deal

Start with a financing read, not a blank spreadsheet

CapLens pulls the OM, T12, rent roll, and intake into one deal read so your team starts the borrower conversation with facts, risks, and next steps already organized.

31 facts pulled from source docs

Deal ReviewReview intake & docs

UnderwriteBuild the underwrite

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

01Deal Review

02Underwrite

03Coverage Strategy

04Lender Outreach

05Borrower Recommendation

Deal context

Draft

Loan request

$16.3M

Purchase price

$25.0M

Units

Occupancy

95.6%

Documents

Offering memorandum

Property facts + pricing basis

Parsed

Rent roll

Units, occupancy, bedroom mix

Parsed

T12

NOI, expenses, concessions

Review

Weak support flagged: concessions trend needs a borrower note before the debt read becomes lender-facing.

Underwrite risk

Surface execution risk before the market does

See leverage, DSCR, proceeds, coverage, and structural pressure points before outreach begins, so the team knows where the deal may break.

Refi coverage flagged at 1.08x

UnderwriteBuild the underwrite

Coverage StrategyDefend shortlist

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

02Underwrite

01Deal Review

02Underwrite

03Coverage Strategy

04Lender Outreach

05Borrower Recommendation

Reported NOI

$1.27M

Normalized NOI

$1.19M

Refi DSCR

1.08x

Exit LTV

65%

Refi coverage scenarios

Sizing bound

Upside case1.18x

Base case1.08x

Stress case0.96x

Proceeds pressure

Sizing bound

Refinance coverage is the binding constraint — base-case proceeds size to a 1.08x refi DSCR, not the borrower's ask.

Build lender coverage

Build the lender list you can defend

CapLens recommends who to cover, who to skip, and why, then tracks every package, response, pass reason, and follow-up.

Coverage rationale ready

Coverage StrategyDefend shortlist

Lender OutreachTrack responses

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

03Coverage Strategy

01Deal Review

02Underwrite

03Coverage Strategy

04Lender Outreach

05Borrower Recommendation

Coverage strategy

Who to cover, who to skip, and why — defensible before outreach.

3 cover / 2 skip

Fannie MaeAgency

High fit — quoted comparable Phoenix deals

Cover

New York LifeLife Co

Market appetite — expanded Arizona multifamily

Cover

KeyBankBalance sheet

Relationship lender — fast response history

Cover

First BankRegional bank

Skip — passed twice above 70% LTC

Skip

Meridian Debt FundBridge

Skip — pulled back from bridge in Q1

Skip

Engage lenders

Send a private package every lender can act on

Each lender gets a confidential package with the debt memo, source-backed underwrite, request details, and response options, without another attachment leaving your inbox.

7 lender opens tracked

app.caplens.io/lender-package/ca9f608d

BERKADIA

Private Lender Package

Prepared for Wells Fargo by Connor Lemley

ConfidentialBase

Loan Request

Vive

Seattle, WA | 91 units

Refi Coverage

1.11x

Exit refinance signal

Exit LTV

63.2%

Projected leverage

Stabilized NOI

$1,132,280

Underwritten income

Credit Posture

Occupancy of 95.6% supports a stabilized story.

What to Return

Indicative proceeds, pricing, structure, and conditions.

Debt Memo

Vive Debt Memo

Seattle, WA • 91 units • $12.5M basis

01Transaction & Loan Request

02Sponsor / Borrower Context

03Property & Collateral Summary

Lender Response

Send your lender response

Quote, pass, download the memo, or contact Connor Lemley if you need clarification before responding.

Submit Indicative Terms

Pass

Download memo

Contact Broker

Why this may fit

This package was sent to Wells Fargo because the deal appears to match your market, asset, or loan profile.

Tell us what fits

Prepare recommendation

Turn lender responses into a recommendation you can defend

Quotes, passes, conditions, and lender rationale become a borrower-ready recommendation, with the execution record saved for the next assignment.

3 financing paths ready

Borrower RecommendationAdvise borrower

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

05Borrower Recommendation

01Deal Review

02Underwrite

03Coverage Strategy

04Lender Outreach

05Borrower Recommendation

Borrower recommendation

Sort lender terms, pass reasons, and structure tradeoffs into a clear recommendation.

Fannie Mae

Agency

5.78%

Proceeds

$16.4M

Structure

Non-recourse

New York Life

Life Co

5.95%

Proceeds

$15.8M

Structure

Low leverage

KeyBank

Bank

6.10%

Proceeds

$14.9M

Structure

Relationship

LenderTypeRateProceedsStructure

Fannie MaeAgency5.78%$16.4MNon-recourse

New York LifeLife Co5.95%$15.8MLow leverage

KeyBankBank6.10%$14.9MRelationship

Get started

The infrastructure behind commercial real estate financing. Starting with debt brokers.

One intelligence layer for the entire financing lifecycle. Give your team a place to execute — and the shared knowledge that makes every next deal sharper.

Solutions · Debt Brokers

Win the assignment. Own the execution. Keep the intelligence.

Win assignments

Walk in with coverage strategy and market read already prepared.

Expand coverage

Match every deal to the right lenders across relationships and appetite.

Raise execution quality

Defend every path with the rationale behind each lender decision.

Preserve firm intelligence

Quotes, passes, and feedback stay owned by the firm — not a person.

Read the deal

Start with a financing read, not a blank spreadsheet

CapLens pulls the OM, T12, rent roll, and intake into one deal read so your team starts the borrower conversation with facts, risks, and next steps already organized.

31 facts pulled from source docs

Deal ReviewReview intake & docs

UnderwriteBuild the underwrite

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

01Deal Review

02Underwrite

03Coverage Strategy

04Lender Outreach

05Borrower Recommendation

Deal context

Draft

Loan request

$16.3M

Purchase price

$25.0M

Units

Occupancy

95.6%

Documents

Offering memorandum

Property facts + pricing basis

Parsed

Rent roll

Units, occupancy, bedroom mix

Parsed

T12

NOI, expenses, concessions

Review

Weak support flagged: concessions trend needs a borrower note before the debt read becomes lender-facing.

Underwrite risk

Surface execution risk before the market does

See leverage, DSCR, proceeds, coverage, and structural pressure points before outreach begins, so the team knows where the deal may break.

Refi coverage flagged at 1.08x

UnderwriteBuild the underwrite

Coverage StrategyDefend shortlist

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

02Underwrite

01Deal Review

02Underwrite

03Coverage Strategy

04Lender Outreach

05Borrower Recommendation

Reported NOI

$1.27M

Normalized NOI

$1.19M

Refi DSCR

1.08x

Exit LTV

65%

Refi coverage scenarios

Sizing bound

Upside case1.18x

Base case1.08x

Stress case0.96x

Proceeds pressure

Sizing bound

Refinance coverage is the binding constraint — base-case proceeds size to a 1.08x refi DSCR, not the borrower's ask.

Build lender coverage

Build the lender list you can defend

CapLens recommends who to cover, who to skip, and why, then tracks every package, response, pass reason, and follow-up.

Coverage rationale ready

Coverage StrategyDefend shortlist

Lender OutreachTrack responses

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

03Coverage Strategy

01Deal Review

02Underwrite

03Coverage Strategy

04Lender Outreach

05Borrower Recommendation

Coverage strategy

Who to cover, who to skip, and why — defensible before outreach.

3 cover / 2 skip

Fannie MaeAgency

High fit — quoted comparable Phoenix deals

Cover

New York LifeLife Co

Market appetite — expanded Arizona multifamily

Cover

KeyBankBalance sheet

Relationship lender — fast response history

Cover

First BankRegional bank

Skip — passed twice above 70% LTC

Skip

Meridian Debt FundBridge

Skip — pulled back from bridge in Q1

Skip

Engage lenders

Send a private package every lender can act on

Each lender gets a confidential package with the debt memo, source-backed underwrite, request details, and response options, without another attachment leaving your inbox.

7 lender opens tracked

app.caplens.io/lender-package/ca9f608d

BERKADIA

Private Lender Package

Prepared for Wells Fargo by Connor Lemley

ConfidentialBase

Loan Request

Vive

Seattle, WA | 91 units

Refi Coverage

1.11x

Exit refinance signal

Exit LTV

63.2%

Projected leverage

Stabilized NOI

$1,132,280

Underwritten income

Credit Posture

Occupancy of 95.6% supports a stabilized story.

What to Return

Indicative proceeds, pricing, structure, and conditions.

Debt Memo

Vive Debt Memo

Seattle, WA • 91 units • $12.5M basis

01Transaction & Loan Request

02Sponsor / Borrower Context

03Property & Collateral Summary

Lender Response

Send your lender response

Quote, pass, download the memo, or contact Connor Lemley if you need clarification before responding.

Submit Indicative Terms

Pass

Download memo

Contact Broker

Why this may fit

This package was sent to Wells Fargo because the deal appears to match your market, asset, or loan profile.

Tell us what fits

Prepare recommendation

Turn lender responses into a recommendation you can defend

Quotes, passes, conditions, and lender rationale become a borrower-ready recommendation, with the execution record saved for the next assignment.

3 financing paths ready

Borrower RecommendationAdvise borrower

Vive Apartments

91-unit multifamily / Seattle, WA

Under review

05Borrower Recommendation

01Deal Review

02Underwrite

03Coverage Strategy

04Lender Outreach

05Borrower Recommendation

Borrower recommendation

Sort lender terms, pass reasons, and structure tradeoffs into a clear recommendation.

Fannie Mae

Agency

5.78%

Proceeds

$16.4M

Structure

Non-recourse

New York Life

Life Co

5.95%

Proceeds

$15.8M

Structure

Low leverage

KeyBank

Bank

6.10%

Proceeds

$14.9M

Structure

Relationship

LenderTypeRateProceedsStructure

Fannie MaeAgency5.78%$16.4MNon-recourse

New York LifeLife Co5.95%$15.8MLow leverage

KeyBankBank6.10%$14.9MRelationship

Get started

The infrastructure behind commercial real estate financing. Starting with debt brokers.

One intelligence layer for the entire financing lifecycle. Give your team a place to execute — and the shared knowledge that makes every next deal sharper.